Cheapest Breakdown Cover Deals
Car breakdown cover is a type of insurance you take out for instances in the event that your vehicle breaks down.
It can be extremely useful if your car, van or motorcycle gets a flat car battery or a punctured tyre as well as more severe faults. Breakdown cover means you won’t be left stranded on the roadside without a working vehicle. If your breakdown insurer cannot repair your vehicle at the roadside, they will tow you to a garage or alternatively take your vehicle to your home.
You can buy breakdown cover as an individual policy, however it’s also offered by some providers as part of your motor insurance. It can even come included with some bank accounts so you should check whether you are covered from any other sources before taking it out.
Breakdown policies can also come with some exclusions, though these will depend on the provider and the level of cover you take out, so make sure you check the small print on the policy:
There are two types of car breakdown cover you can choose from:
Vehicle cover means only your vehicle is covered. You can only call out for assistance when the covered car, van or motorcycle breaks down.
Personal breakdown cover is for an individual. Personal breakdown cover covers you in any car you travel in, whether you're the driver or a passenger.
When you take out a breakdown policy, you’ll usually have the option to add cover for misplaced keys or when you top up with the wrong fuel.
How can I get cheap breakdown cover?
Getting the best breakdown cover possible is always a priority, but that doesn't mean that you can't get a great deal.
To do this, it's important that you shop around for the breakdown cover deals by doing a comparison.
Also remember that it's never a good idea to auto-renew your car breakdown cover. Loyalty doesn't usually pay when it comes to insurance, so it's best to look around for a more cost-effective deal.