Funeral Plans

Funeral plans and funeral insurance are different ways of paying for all or part of a funeral in advance, giving you the peace of mind that when you die, your funeral expenses will be covered, taking the financial burden off the family members you leave behind.

On average in the UK, the cost for a burial is over £4,000, whilst the average cost for a cremation is around £3,000. It is already a difficult time for family and friends who are dealing with loss, so to have the financial costs taken care of is one less thing they will have to deal with.

Funeral Insurance Plans

If you take out a funeral insurance policy to cover expenses, this will give your family a lump sum payment to pay for funeral when you die. Usually you will pay a monthly premium for a fixed amount of cover depending on the amount you require. Every family is different, and not everyone wants the same type of funeral. Funeral practices are influenced by religious and cultural traditions, costs, and personal preferences. These factors help determine which funeral is right for you and costs can vary greatly. 

Considerations to Make When Planning Your Funeral

Make financial arrangements to pay for your funeral - Take into consideration if you will leave behind enough money to cover the funeral cost and other final expenses. Funeral Insurance gives you the peace of mind that costs will be covered and taken care of.

Plan ahead - Your plan doesn’t need to be complicated, even a simple plan will be helpful to your family. 

Estimate the cost of your funeral – Depending on the funeral you have in mind will determine the amount of money required.